Jyot Financial Services Inc.

Gurdayal Singh, RFC
Providing Sound Financial Solutions

Jyot Financial & Insurance Services, Inc.  is committed to helping you pursue your  financial dreams. As specialists in retirement planning and estate conservation, we can help you answer the questions you may have about your future, such as:
  • Will I be able to retire early?
  • How much money will I need in order to retire?
  • How can I get the most out of my 401(k)?
  • Should I have a traditional IRA or a Roth IRA?
  • How can I maximize the return on my investments while reducing risk?
  • How can I "inflation-proof" my investment income?
  • Do I need disability insurance? Long-term care insurance?
  • How can I ensure that my children receive as much as possible from my estate?
  • What do I need to know about wills, trusts, and probate?

We offer financial products and services tailored to your individual needs. We are committed to you for ever.
Calculators

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

More Calculators →

Newsletters

Mark Your Calendar

Once we approach the end of our working years, birthdays take on a renewed importance.

Municipal Haste

Municipal bonds offer an opportunity to earn an income that may be free of federal income tax.

The Positives of Negative Correlation

Few asset groups are perfectly negatively correlated, but a portfolio may still be able to benefit from the correlation principle.

Looking for an End to the IPO Drought

Even if you never expect to participate in an IPO, it’s wise to keep an eye on the pace of new listings.

More Newsletters →